(This is a guest post by Crystal Stemberger)

Hi everybody! My name is Crystal, and I am a blog addict. I started Budgeting in the Fun Stuff (BFS) in February 2010 and my story sort of goes crazy from there…

My Online Story – The Cliff Notes Version

Really long story made very short – I went from starting a blog to blogging full-time in under a year and a half. I started BFS in February 2010 after 3-4 months of just being a crazy personal finance blog follower and commenter. I then grew BFS pretty quickly and started selling advertising on it by May 2010. I was also a major staff writer from August 2010 through most of 2011. By April 2011, other bloggers noticed that I seemed to negotiate well and asked me to run their advertising for them too.

I was making enough online to quit my day job in July 2011 and then my husband quit in January 2012 to help me at home since my brain was about to explode from 100+ hour work weeks. In July 2012, I released my eBook, How I Make Money Blogging, which has sold about 300 copies since its release.

My husband and I still work from home managing the advertising for more than 350 other bloggers, and we have hobby jobs on the side. My hobby job has become blogging on BFS since I have to fit in the time around the main business. My husband is a sports official for high school football and softball, and he is a bowling alley mechanic one or two times a week.

The Point

I am not sharing my story to brag. It feels great to succeed, but the last 3 years of my life should have a clear point for others. Anything really is possible with an idea and an investment of time. Specifically, J Money and I are living proof that you can make money online.

My personal experiences have been with blogging, staff writing, commenting for hire, and an eBook launch, but that is just the tip of the iceberg. Off the top of my head here are a number of other things I’ve done to make money over the years…

Ways to Make Money Online

  1. Develop a blog and sell advertising – it takes a minimum of 4 months and usually takes about one year, but there is money to be made blogging through all sorts of advertising. You can sell ads based on a set term or become an affiliate and make a percentage or set amount for each sell or click-through.
  2. Staff write – Bloggers will pay you $20-$100 per post.
  3. Ghost write – short blog posts with no name attached can sell for $10-$50 a post on avg.
  4. Make a product – useful eBooks, online courses, and actual products can all add to your revenue stream online.
  5. Commenting for hire – in order for bloggers to get their name out, they have to comment on other sites. If they don’t have the time or energy, they outsource.
  6. Blog management – many bloggers get tired and are looking for good blog managers.
  7. Manage social media – bloggers and companies are usually on the lookout for great individuals to manage their social media like Facebook and Twitter accounts.
  8. Resell – many people make a living from buying and reselling goods online. Think eBay…
  9. Freelance – do you have any online skills at all? Guess what, you can sell those. I personally pay for tech support, graphics, and having someone else submit me to blog carnivals. Any skill is sellable to someone who rather not do it themselves.

Follow Through

When you really think about it, it is possible to make money doing pretty much anything. The trick is figuring out what you want to offer…then jump in. The only thing that makes me special is that I actually followed through on my ideas. If I just kept mulling over self-employment without figuring out ways to make it possible, it wouldn’t have happened. If I just thought about writing an eBook, it wouldn’t exist yet.

The best motto ever really is JUST DO IT. It takes time and effort. Lots of it. Sometimes succeeding is harder than just letting a dream die, but don’t let that chase you off. Hard work and sleepless nights in the short-term while you build a business idea won’t kill you, but giving up can haunt you for the rest of your life. Good luck!

What other money-making ideas can you think of? Are you following through on your plans?

Guest post by Crystal Stemberger of Budgeting in the Fun Stuff, where she writes about finding the balance between paying your bills, saving for your future, and budgeting for the fun stuff along the way. You can email her anytime at budgetingfunstuff *at* gmail .com, thanks!

[Awesome shirt photo by antigone78]